BHG Realty - Owensboro Lenders

First Commonwealth Mortgage

  • NameSamantha Brown
  • License1771145
  • Phone270-929-4894
  • Get Started

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About

Hi! My name is Samantha Brown, and I’m an experienced mortgage advisor helping buyers navigate the home financing process. Whether you’re purchasing your first home or your next home, I’m here to guide you every step of the way.

 

I offer a full range of loan programs including:

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Land Loans
  • Home Equity Loans
  • Jumbo Loans
  • First-Time Homebuyer Programs
  • Down Payment Assistance Programs
  • Investor Loans
  • Refinance Options (Rate & Term/Cash-Out)

Let’s talk through your options and find the right mortgage solution for you!

 

Call/Text: 270-929-4894
Email: sbrown@firstcm.net

Apply Now!

About Stephanie Vaughan

Hi! I'm Stephanie Vaughan, a dedicated real estate agent proudly serving the Owensboro, Kentucky area with BHG Realty. At 27, I bring several years of hands-on experience in real estate, backed by a Bachelor's degree in Business Management from Eastern Kentucky University. After spending eight years in Richmond, KY, my husband, Alex—an Owensboro native—and I made the move to call Owensboro home, and it's been one of the best decisions we've made.

My passion is helping people realize that homeownership is possible. I love educating clients, guiding them through every step of buying or selling, and opening the door to the place they'll call home for years to come. Whether it's a first home, a forever home, or anything in between, I'm committed to making the journey smooth, informed, and exciting—and I bring the same care and attention to detail to every client I work with, no matter the size of the transaction.

Outside of real estate, you'll find me spending time with Alex, our sweet Australian Shepherd–Golden Retriever mix, Koby, and our three adorable cats. We've loved putting down roots in this wonderful community, and I look forward to connecting with more of my neighbors here in Owensboro, KY!

Latest Blog Posts

What to Expect at an Open House in Owensboro, KY: A Letter From Your Realtor

Posted by Stephanie Vaughan
September 21 2026
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Dear neighbor,If you've ever driven past an open house sign in Owensboro and wondered whether you should pull over and walk in, I'm writing to tell you that you absolutely should. An open house is

Read More

How to Buy a Home in Owensboro, KY Right Now: 7 Steps to Get You From "Looking" to "Sold"

Posted by Stephanie Vaughan
August 20 2026
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Thinking about buying a home in Owensboro this year? Here's the short version: mortgage rates are still sitting in the mid-6% range nationally, inventory is moving, and buyers who are prepared beat

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Thinking About Moving to Owensboro, Kentucky? Here’s What You Should Know

Posted by Stephanie Vaughan
May 12 2026
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Dear Future Neighbor,If you’re considering a move to Owensboro, Kentucky, you’re probably asking yourself a few important questions:What does it cost to live there? Is Owensboro a good

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Interest Rates Are Up—But So Is Opportunity in Daviess County

Posted by Stephanie Vaughan
March 23 2026
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Dear Neighbor,If you’ve been keeping an eye on the real estate market here in Daviess County, you’ve probably noticed that things feel… a little different lately. Not bad&mdash

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